Terms and Conditions

Terms of Use

By accessing the Aboundnet Limited website, www.aboundnet.co.nz, www.aboundnet.com (“the website” or “Aboundnet’s website”) you agree that the following terms and conditions apply to your use of the website, its offered information and services.

Aboundnet may change or update the content of the website, including these terms and conditions applicable to the website, at any time without prior notice. In these terms and conditions, all references to ‘we’, ‘us’, ‘our’ and ‘Aboundnet’ are references to Aboundnet Limited, as defined in the Companies Act 1993. These terms and conditions are in addition to, and do not replace, any specific terms and conditions applicable to any Aboundnet service, marketing and/or promotion.

Use of Aboundnet's Website

You are granted a non-exclusive license to access the website and the information it contains. By accessing the website you agree not to use the website for any commercial or competitive advantage; any illegal, defamatory or objectionable purpose; or any purpose which brings or could bring Aboundnet’s reputation into disrepute.

You also agree not to decompile, reverse engineer or try to decompile or reverse engineer any part of the website, including the secure sites. Anyone found breaching the user rights will be prosecuted to the full extent of the law.

General Terms

Although all reasonable care has been taken in displaying the information contained on the website, it is of a general nature only, and does not take into account any individual’s particular circumstances, financial, medical or otherwise. While we try to ensure that the content of the website is up to date and free from error, we do not give any guarantee or other assurance of the currency of any information on the website or its accuracy, adequacy, completeness or suitability for your intended use. The website is not intended to provide a substitute for comprehensive or specific professional advice. You should not act in reliance upon any information contained on the website without first obtaining professional, independent advice relevant to your individual circumstances and advise that you need to make a financial decision. By accessing the website, you confirm you have taken such advice or decided against it.

Aboundnet Limited and its website www.aboundnet.co.nz, work as an internet publisher of financial services products and offered services advertised by several other third party sources in New Zealand territory on public domains.

All the listed financial services products on Aboundnet’s website are on the basis of third party’s advertisements on public domains about their services, products, interest rates and the product’s features. We collect the publically available information in order to help people with tools at our website to do their own comparison by using their own intellect or with help of a professional advice from their chosen sources. Our website is only used solely by you for seeking information about financial services products and related information available in New Zealand. We don’t indorse any lender, insurance provider or any other company’s product, services or brand. We are not responsible for any error in any detail of any product of third party websites or their public platforms or in their advertisements. We do not guarantee accuracy of the services offered by any lender, Insurance provider or any other financial services company. If find any such cases you need to contact either directly the product or service provider or seek a licenced professional advice.

Aboundnet Limited do not provide any kind of professional financial advice to anybody. If you need a financial advice then please seek a prior advice from a licenced Financial Adviser directly before choosing, buying or organising a product through this website.

We also provide an online platform to third party Financial Advisers on this website to publish their expertise and contacts as an advertisement of their services. Those advisers are not staff or employees of Aboundnet Limited at any capacity. The listed advisers are either independent professionals or work for their respective organisation/s. The listed advisers only use this website to generate referrals. We are not responsible for any act of a third party Financial Adviser or a group of Advisers listed on this website. We do not guarantee any services offered by any Financial Advisers listed on this website. By accessing this website you agree that any dispute or disagreement with any listed Financial Adviser or on their services is to be dealt solely by yourself. Aboundnet Limited, its staff, employee/s and director/s will not get involved at any capacity for any dispute resolution among an individual, customer, Financial Advisers, Product providers or a customer. We suggest you to ensure Financial Adviser’s credentials, ask for their disclosure statement and dispute resolution scheme directly from them before receiving any advice from them.

The rating system of Financial Advisers on our website is developed by Aboundent Limited on the basis of individual’s review and independent ratings given to the respective adviser from which services have been taken. We provide a tool to people to rate the adviser and put reviews on this website on the basis of their own experience. Rating and reviews can be submitted to this website only by an individual who had taken services from an adviser listed on this website. You agree to follow all necessary steps as per the rating and reviews tool/web form requirements in order to rate or write a review for a financial adviser on this website.

Special Additional Terms for Financial Advisers

As a Financial Adviser where you wish or intend to sign up or create your profile on our website, you agree to accept all the terms and conditions of this website including Special Terms for Financial Advisers. You agree to use this website for the purpose of advertising your business profile along with contact details and receive referrals from this website through a prescribed subscription format and structure prepared by Aboundnet limited.

You authorise Aboundent to publish all your submitted details to public. As a Financial Adviser, you agree to adhere to all terms of Aboundnet Limited (including but not limited to this sections, Privacy policy, all General Terms and Conditions, Adviser’s profile subscription structure and fee, your services to website visitors in highly professional manner). As a Financial Adviser, you agree to accept the subscription fee and subscription tenure decided by Aboundnet and you will not have any disagreement or dispute over it. The advisers profile subscription fee once paid will not be refunded in any circumstances; however we reserve our right to review it on exceptional situation where your profile can’t be published within 10 business days of sign up due to an unresolved technical issue at our end. You can request a refund, only in circumstance of unresolved technical issue to publish the profile, by writing an email to info@aboundnet.co.nz ,the request will be reviewed and responded within 10 business days after receiving the email request.

Aboundnet reserves all rights to make or amend the subscription fee structure, decide the fee amount and tenure of the subscription anytime without prior notice for the next subscription duration. Aboundnet reserves all right for changing the prescribed format of adviser’s profile amend any section of adviser’s profile without any prior notice including the look of the format. We reserve our rights to decide to publish or refuse to publish any adviser’s profile anytime before or during the subscription period. You agree to not to have any dispute over refusal or any changes to your adviser’s profile. We can remove, hide or block any of listed Financial Adviser’s profile anytime without any prior notice if we find any discrepancy in the profile, any suspicious activity on this website or through this website, or we receive any potential complaint about you as a Financial Adviser or your services. We also may block your access to this website in such circumstances. No refund of subscription fee will be made if we decide to unpublish, hide, or block your profile due to any suspicious activity on this website or through this website, or we receive any potential complaint about you or your services. As a third party Financial Adviser you agree to deal with any individual who seek a financial advice solely on your own capacity and you agree not to represent yourself as a staff or employee of Aboundnet Limited. Aboundnet will not take responsibility for any advice given an Adviser or any act of the Financial Adviser in any capacity.

The Advisers profile subscription structure and rating system is intellectual property of Aboundnet limited. Any type of copying and reproduction of the subscription structure and rating system will be violation of Copyright Act and necessary legal action will be taken.

Accuracy of Information

All Information and contents on the website is provided in good faith and is obtained from public platforms and sources believed to be reliable and accurate. However, certain information may be selective, and Aboundnet advises that it may not be complete for the purposes of any individual or company. You may reach out to the product or service provider directly for more information.

Any quote or pricing generated on Aboundnet’s website is only indicative. The quote and prices may vary substantially while buying or organising a product or services from the product provider company. Aboudnet do not take any responsibility of change of quote, pricing, terms and conditions of the product and services by product provider.

Liability

To the fullest extent legally possible, neither Aboundnet Limited nor their directors, employees, independent contractors, nor any other person, accepts any liability or responsibility for any loss, damage, cost or expense (including but not limited to financial loss, loss of revenue, loss of profits or savings, indirect or consequential losses) arising in contract, tort (including negligence) or otherwise, that may result from any error, omission or misrepresentation on the website or reliance on information contained on the website or from any use of or access to the website, nor do they guarantee the performance of any financial services product or services contained or referred to on the website.

Aboundnet makes no representation or warranty about the accuracy or completeness of information and accepts no liability or responsibility in respect of errors in or omissions from information contained on the website.

To the fullest extent legally possible, we exclude every warranty and condition of any kind that might otherwise apply in relation to the website, its content and functions.

Links

In providing a quote or compare option, Aboundnet may access a third party data service to help facilitate the quotation and compare process. Aboundnet makes no representation or warranty as to the quality of any of those services or their suitability to your circumstances. It is your responsibility to validate any data that is populated on your behalf.

From time to time the website may contain links to other websites. These links are provided for convenience only, and do not represent any endorsement by Aboundnet of the products or services offered by the site owner. Aboundnet makes no representations and accepts no responsibility or liability in relation to the contents of any website linked to this website that is not under the direct control of Aboundnet.

Changes to Content

You may not do anything or permit anything to be done which may alter the website, or interfere with or affect its operation. This includes, without limitation, removing any information from the website, adding any information to the website, linking it to or from another website, distributing any part of the website to any other person or copying any part of it for any commercial or illegal purpose. Any website providers wishing to link to this site may formally request to do so by emailing us at info@aboundnet.co.nz

Viruses & Cookies Policy

Although all reasonable care has been taken to prevent the introduction of viruses and other destructive materials on the website, Aboundnet does not guarantee that the website is free from such destructive features. Aboundnet accepts no responsibility or liability in relation to any harm attributable to such destructive features. If you rely on any materials available through the website, you do so at your own risk.

Aboundnet uses (Google Analytics) cookies on its website. It helps Aboundnet understand how you engage with our website and enhance your experience while visiting our website. Cookies are small data files that a website host computer sends to a website user's computer to help it remember information you enter, by passing a unique ID between your computer and the Aboundnet website that identifies you. The practice of holding sensitive data in cookies is avoided.

You can choose to delete or change the settings of your cookies from your internet browser. You can disable Google Analytics on this website by installing the following browser plug in: http://tools.google.com/dlpage/gaoptout

Site Access

Aboundnet does not guarantee the continued availability of the website or the continuation of services provided on it. Access to the website and to any saved information may be interrupted, restricted, delayed or unavailable from time to time. Aboundnet accepts no responsibility or liability in relation to any loss suffered in these circumstances.

Copyright

The information, images, screens, web pages, logos and brands on the website and the general content of the website are the property of Aboundnet, who holds copyright in it. The information may not be copied or reused (other than as expressly intended by this website) without the prior written consent of Aboundnet. In particular, in no circumstances should the Aboundnet brand or the Aboundnet logo be used without the written consent of Aboundnet.






Privacy Terms

In order to provide you the best tools and services, we may collect your personal information (including contact details, insurance and financial details, situation and circumstances).

We will use your information for providing you the best services, including

  • Best browsing through experience over our website
  • Compare products
  • Call back or email from a Financial Advisor listed on the website if you request so.

We use your information for marketing purposes, including keeping you up to date on the full range of services we offer. If you do not wish to receive this information from Aboundnet, you can let us know by emailing info@aboundnet.co.nz

Where you have indicated your interest in any financial services products for which you need to be contacted by a third party professional, you authorise Aboundnet to pass on your personal information to our referral partners and listed third party Financial Advisers.

In some circumstances If you don’t provide us with your personal information we may not be able to provide you the best services as offered by Aboundnet Limited on its website.

The information you provide will be stored physically or electronically (including via cloud storage) by us in New Zealand or elsewhere. We will take reasonable steps to ensure that any personal information that we collect is stored securely.

For Financial Advisers- As a third party Financial Adviser where you wish to sing up and create your profile on our website, you agree to all terms and conditions and privacy policy of this website. You agree to authorise Aboundnet to publish your submitted information to public.

We encourage users of this website to review this policy on a regular basis as it may be updated in the future.

If you have any concerns about this privacy policy and want us to delete your personal information from our records permanently then please contact us through email info@aboundnet.co.nz, it may take upto 7-10 business days from date of first contact to delete your personal information from our records permanently.

Our Service Territory

With the exception of parts of the website, unless otherwise stated, the content of the website has been prepared in the good faith for helping people with information about financial services products, services, suppliers and intermediaries to persons resident in New Zealand only.

Feedback

If you would like to give any feedback about the website, its content or services available on the website, please contact through email info@aboundnet.co.nz , we will positively work on your feedback to enhance your experience and respond if necessary.

Security

In designing the website, Aboundnet has incorporated important security procedures and practices. We review our security procedures from time to time and update these when relevant. Pages on the website that require the mandatory entry of personal information and/or user name and password are protected. The username, password and personal data are encrypted when transiting over the internet which prevents tampering with these details.

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